Alumni Ventures Invests in Arch Lending’s Pioneering Crypto-Backed Loan Platform

Arch Ledning was founded in early 2022 by CEO Dhruv Patel and CTO Himanshu Sahay, both long-time crypto investors who recognized a gap in traditional financial services for crypto holders. They created a platform that enables individuals and institutions to access liquidity through loans backed by digital assets such as Bitcoin, Ethereum, and Solana. By allowing borrowers to access stablecoins and dollars without liquidating their crypto assets, Arch offers a solution that does not trigger a taxable event — a significant benefit for investors seeking to retain their long-term positions.

“The shift toward digital asset allocations over the last 15 years has created a need for services that traditional financial institutions can’t currently fulfill,” explained Patel, who recently appeared on AV’s Tech Optimist podcast. “Arch Lending meets this need by providing security and trust, enabling investors to borrow against their holdings without credit checks or other traditional barriers.”

Arch Lending’s value proposition emphasizes regulatory compliance, qualified custody through BitGo, and robust security with $250 million insurance on client funds. With a loan-to-value (LTV) ratio of up to 60% for crypto-backed loans and flexible terms extending to 12 months at fixed interest rates starting at around 13%, Arch provides accessible, secure, and transparent loan solutions.

“Dhruv, Himanshu, and their team are tackling a critical gap in financial services by providing secure, compliant lending solutions for the rapidly growing crypto market,” said AV Founder and CEO Mike Collins, who hosted the conversation with Patel and Sahay on AV’s Tech Optimist podcast. “We’re thrilled to support Arch’s mission to bring transparency and innovation to this space, creating more accessible and trustworthy options for alternative asset investors.”

As Arch continues to grow, it also plans to introduce features that allow customers to earn yield on idle assets and extend into other financial products tailored to the crypto market’s unique demands. Positioned as a regulated, transparent alternative within the evolving crypto finance landscape, Arch Lending is poised to lead the way in secure, customer-focused lending solutions.

“We’re committed to continually enhancing our offerings to meet the evolving needs of our customers,” added Sahay. “From self-repaying loans to yield-earning products, we aim to provide a full suite of financial services for digital asset holders who want to maximize the value of their investments without liquidating them.”